How to avoid Paypal currency conversion / foreign exchange fees on eBay for international purchases

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By default, Paypal really wants to do the foreign exchange for you because they make a few percent off your purchase like most other banks and credit cards. Below I explain the steps required to avoid these fees.  In summary, it involves you signing up for a credit card with little to no forex fees, and following some steps to make sure that when you add a credit card to your Paypal account, you are being charged in the seller’s currency, not your local currency converted by Paypal at a fee.
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